TY JOUR TI Bankruptcy of an individual: innovations and existing problems KW individual KW insolvency KW bankruptcy KW out-of-court procedure KW law KW innovation KW problem JO BULLETIN OF THE MOSCOW UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF RUSSIA AU Ustimova, S.A. AU Rasskazova, E.N. PY 2026 IS 0 PB Moscow University of the Ministry of Internal Affairs of Russia named after V.Ya. Kikot