TY JOUR TI The need for a comprehensive approach to countering telephone fraud KW information destructive impact KW telephone fraud KW manipulative psychological impact KW countering crimes in the field of information technology KW social engineering KW theft from a bank account and electronic money JO BULLETIN OF THE MOSCOW UNIVERSITY OF THE MINISTRY OF INTERNAL AFFAIRS OF RUSSIA AU Kostina, L.N. AU Gonchar, V.V. PY 2023 IS 0 PB Moscow University of the Ministry of Internal Affairs of Russia named after V.Ya. Kikot