Some legal features of newly created banking products, the need for which is dictated by the current state of the Russian economy are being considered. Extensive legislation at various levels regulates certain issues of these relations, some of which remain outside the legal field today due to their innovative nature. Some aspects have remained outside the scope of legislative regulation or are regulated by several sources that contain different rules. The article examines doctrinal and legislative problems, emphasizes the importance of eliminating existing conflicts and the relevance of the topic in the current socio-economic period.
bank account, savings account, types of bank accounts, bank account mode, bank account insurance
1. Strategiya povysheniya finansovoy gramotnosti v Rossiyskoy Federacii na 2017-2023 g.g., utv. rasporyazheniem Pravitel'stva RF 25 sentyabrya 2017 g. № 2039-r. // Sobranie zakonodatel'stva RF, 02.10.2017, № 40, st. 5894.
2. Shershenevich G. F. Kurs torgovogo prava. SPb., 1908.
3. Agarkov M. M. Osnovy bankovogo prava. Uchenie o cennyh bumagah. M.: Bek, 1994 (po izdaniyu 1929 g.). EDN: https://elibrary.ru/QWOKKH
4. Gavalda Christian, Stoufflet Jean Droit bancaire Institutions Comptes Services 8 par J. Stoufflet. Paris: Litec, 2010. P. 220-222.
5. Proekt Federal'nogo zakona № 47538-6 "O vnesenii izmeneniy v chasti pervuyu, vtoruyu, tret'yu i chetvertuyu Grazhdanskogo kodeksa RF, a takzhe v otdel'nye zakonodatel'nye akty RF" // sozd.duma.gov.ru.



